What's in it for me?
We know most people don’t like change. It's unsettling, it rocks the boat, it takes a while to get used to, and anyway there’s always the old adage, "if it isn’t broken, don’t fix it!"
While the current system may not be broken, it is certainly starting to creak at the seams! Let's use a very simple calculator to take a look at just one aspect of the current system: